RateHarborSee My Offers

Pre-Qualification · No Impact to Your Credit Score

See which credit cards you're pre-qualified for.

Continue to our partner to compare personalized card offers matched to your profile. Checking your options uses a soft inquiry and will not affect your credit score.

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Sample ResultsIllustrative only

Sample Rewards Card

You may be eligible

$500–$5,000

Credit limit · 14.99% Reg. APR

Sample Cash Back Card

You may be eligible

$1,000–$8,000

Credit limit · 17.49% Reg. APR

Actual offers, rates, and lenders are determined after you check your options.

01

Continue to our partner

TransUnion/Monevo runs the actual matching. You'll share your details directly with them on their secure site — never with us.

02

Get matched instantly

They check your profile against participating issuers' criteria using a soft inquiry, which does not affect your credit score.

03

Compare and choose

Review your personalized offers side by side. If you decide to move forward, you'll complete a full application directly with that lender.

Before you continue

Checking your offers on our partner's site is free and uses a soft inquiry, which has no effect on your credit score. This step shows you which offers you may pre-qualify for — it is not a credit application.

Clicking "See My Offers" takes you to TransUnion/Monevo's secure site, where you'll provide your information directly to them and agree to their terms and consent to a soft credit pull. RateHarbor never collects, sees, or stores your Social Security number or other application details. If you accept a matched offer there, completing a full application may require a hard inquiry — you'll always be told before that happens.

You'll enter your details directly with our lending partner on their secure site — RateHarbor never collects or stores your Social Security number.

See My Offers →